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My 2022 Reading Challenge

In 2021, I set a goal to read 15 books. And I did it! But to be honest, I felt it was a little...

Auto Liability Insurance: Are You Really Protected?

When shopping for car insurance, what's the most important coverage you look for? What's the main thing you're trying to protect? If you had...

America Runs On Credit (Score)

As I mentioned many times before, I moved to the United States in 2012. Back then, you were able to purchase a brand new...

Here Are the Things I Learned About Foreign Real Estate

For the past couple of years, I have been unwinding the tax mess I created when I moved to the United States. One of...

FATCA Form 8938: Yet Another Form You Might Have to File

You might have already heard about the FinCEN Form 114, also known as FBAR. It is where you report certain foreign financial accounts to...

Yes, Your Foreign Mutual Funds And ETFs Are PFICs

If you have investments outside of the U.S., you might think that you are fine as long as you report all accounts on an...

FBAR: Everything You Need to Know

If you are a U.S. person and have one or more financial accounts outside the United States, you may be required to disclose these...

My 2021 Reading Challenge

A couple of years ago I found out about audiobooks and podcasts. I got instantly hooked! Just like that, my 75-minute round-trip commute stopped...


Carlos Barros
I'm a Brazil native that immigrated to the United States in 2012 and is currently living in Tampa, FL. Software Engineer by trade, my close relationship with numbers led me to develop a passion for Personal Finances, particularly the topics of Investing and Taxes, with a special interest in taxation of foreign financial affairs.

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